Your home might be your single biggest investment and you need to protect it. Your bank requires coverage in the amount of the mortgage, the realtor assesses the market value and the tax assessment is completely different. What is the right amount of coverage?

Our Home Owners insurance policies are based on the cost to replace covered damages with new materials. We can help you determine the replacement value of your home so that you are adequately protected. Our licensed professionals will tailor the policy to suit your needs and offer ways to save you money.

Some important coverage options include:

• Identity Theft
• Sinkhole Collapse
• Back up of Sewers or Drains
• Jewelry
• Collectibles

The best Policy Discounts are available:

• When you insure your home and auto with the same company.
• When your home is of recent construction.
• When you choose a higher deductible for losses you can afford.
• When your home is protected by a burglar alarm system.